401(k) CMA Salary Deferral Plan

A 401 (k) is a retirement savings plan. You can defer a percentage amount of your compensation and make a contribution to your Tax Deferred Savings Plan on a per-pay basis. The company also does a partial match to your 401(k).

Once eligibility is met, you will be sent an enrollment packet from our provider. It is your responsibility to enroll online using the temporary PIN and instructions provided. If you do not have a home computer, your payroll office will make one available for you to enroll. Enrollments are held quarterly. If you ignore the enrollment packet, you will automatically be enrolled at 4% until you go online to the website or Planlink and opt-out. You will receive a copy of the Summary Plan Description (SPD) when you become eligible. Also, a copy of the SPD is available through the link below.

• 401k-Plan-Highlights
• Summary-Plan-Description-401k
• Summary of Material Modification (SMM)
• Summary-Annual-Report-401k-2023
• CMA-Group-Salary-Deferral-Pln-Fee-Disclosure-2020
• Qualified-Default-Investment-Alternative-2021

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If you do not have your login information for the 401K website, click “Login Help” next to the Sign In button and follow the prompts.

1. Know your estimated monthly income in retirement – See what your retirement might look like and what percent of your goal you’re on track to reach.
   • Adjust the sliders to see how changes affect your savings in real-time.
   • Put your savings in context.
   • Make changes with just one click.
2. Receive plan messaging – Stay up to date on plan events and changes.
3. Get your account details – Access account information like total account balance and year-to-date contributions. The ‘I want to’ dropdown helps you quickly find where you need to go to:
   • View/manage investments.
   • Update username and/or password.
   • View/edit beneficiary information.
   • View statements.
   • Upload documents.
4. Choose Spanish translation – Click on Español to have future statements and the website delivered to you in Spanish.
5. Quickly link to My Financial Path (not offered for all plans) – Access personalized, actionable solutions that may help you reduce financial stress, take control of your finances, and stay on track to reach your goals.

My Financial Path includes products made available by Empower Retirement, LLC, and third-party providers outside the benefits provided under your retirement account. The inclusion of a product in My Financial Path is not an endorsement or recommendation of the product by your retirement account sponsor or providers.

IMPORTANT: The projections or other information generated on the website by the investment analysis tool regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. The results may vary with each use and over time.